Monday, September 10, 2012 (Tokyo Time)

First Session:

8:00 p.m. - 10:55 p.m. Sept. 9, EDT

9:00 a.m. - 11:55 a.m. Sept.10, Tokyo Time

Second Session:

12:00 a.m. - 2:40 a.m. Sept.10, EDT

1:00 p.m - 3:40 p.m. Sept.10, Tokyo Time

6 hours 30 minutes

First Session: 9:00 a.m. – 11:55 a.m.

Robin Y. Wilkey - SVP, Investor and Rating Agency Relations, Aflac Incorporated 

Kriss Cloninger III - President and CFO, Aflac Incorporated

Tohru Tonoike, President and COO, Aflac Japan

Koji Ariyoshi - EVP; Director of Marketing and Sales, Aflac Japan

Hiroshi Takeuchi - VP; Aflac Japan

Yuichi Sugiyama - Director, General Manager Insurance Business Department, Enshu Railway Co., Ltd.

Hisayuki Shinkai - First SVP, Financial Institutions, Financial Institution Support, Bank Sales Offices, Public Relations, Investor Relations, Aflac Japan

Koji Yokota - Corporate Officer; General Manager, Business Promotion, The Bank of Fukuoka, Ltd.

Marketing and Sales Question & Answer Session

Second Session: 1:00 p.m. – 3:40 p.m.

Charles D. Lake II - Chairman, Aflac Japan

Jun Isonaka - First SVP; Chief Administrative Officer, Aflac Japan

Eric M. Kirsch - EVP; Global Chief Investment Officer, Aflac Incorporated

Hitoshi Oda - VP, Investments, Aflac Japan

Susan R. Blanck - EVP, Aflac and Aflac Japan; Corporate Actuary

Question & Answer Session

Morning Session Notes

Afternoon Session Notes