71
FLEXIGROUP LIMITED FINANCIAL REPORT 2011
Borrowings (current and non-current) maturity analysis:
2011
Loan
Loss
Net
advances
reserve
borrowings
$’000
$’000
$’000
Floating rate
253,741
– 253,741
Fixed rate
1 year or less
183,511
(23,589)
159,922
Over 1 to 2 years
156,337
(9,041)
147,296
Over 2 to 3 years
30,287
(2,294) 27,993
Over 3 to 4 years
1,279
(287)
992
Over 4 to 5 years
227
(51)
176
Total
625,382
(35,262) 590,120
2010
Loan
Loss
Net
Advances
Reserve
Borrowings
$’000
$’000
$’000
Floating rate
122,878
–
122,878
Fixed rate
1 year or less
241,817
(33,608) 208,209
Over 1 to 2 years
122,185
(13,199)
108,986
Over 2 to 3 years
104,479
(2,595)
101,884
Over 3 to 4 years
1,076
(263)
813
Over 4 to 5 years
86
(22)
64
Total
592,521
(49,687) 542,834
Risk exposures
Information about the Group’s exposure to interest rate and foreign currency changes is provided in note 38.