Table of Contents
Welcome to The Cincinnati Insurance Companies’ 2004 Sales Meeting
2003 In Review…Congratulations!
Outperform in 2003 and Beyond
Opportunities for Continued Steady GrowthProperty Casualty Premiums
New BusinessAll Lines
Mix of Business—Balance
Further Improvement Balancing Growth with Profitability
2003 Results –Virginia
2003 Results –West Virginia
2003 Results – North Carolina
2003 Results – South Carolina
2003 Results –Tennessee
2003 Results – Alabama
Potential in the Marketplace
Earning Your Business Subdividing Territories, Adding Local Staff
Successful Agencies
Selectively Appoint New Agencies
Maintain Financial Strength
…Other Contributions to the Cause
Loss Control A Valuable Member of Your Agency Team
What Agents Are Saying…
Continuing Education Workshops
Outperform in 2003 and Beyond 2004
Corporate Overview
Bond & Executive Risk
Products
Net Underwriting Results2003
Bond
Bond Field Representatives
Virginia & Eastern West Virginia
North & South Carolina
Tennessee—Kentucky
Commercial Surety
CinciBond
Executive Risk
Blue Chip PolicyFor Profit
Non-Profit Organization Blue Chip Liability Policy
2002 Claims Distribution by Ownership Type
Why Cincinnati?
Claims Lessons LearnedFidelity & Surety
Bond Claims
Employee Dishonesty Coverage
It’s Been Proven
Prevention
Personal Lines
Opportunities for Personal Lines
Personal LinesNet Underwriting Results
Cincinnati Life Update
Service…
Agency Education & Training
Agency Marketing & Sales
Agency Marketing & Sales
Agency Advanced Sales
Agency Development
Agency Support
Agency Support
Underwriting
Compensation
Commercial LinesProgress on All Fronts
Topics
Commercial Lines Net Underwriting Results
Commercial Automobile Net Underwriting Results
Workers’ Compensation Net Underwriting Results
Multi-Peril Property and Casualty Net Underwriting Results
Contractors’ ResultsGeneral Liability
State-Specific Results
Service Adding to Staff
Information Technology
CinciPrint
WinCPP
e-CLAS
iView
Wrap Up
Thank You!
Claims Trends
PPT Slide
Top 10 Jury Verdicts of 2003(Dollars in millions)
Claim Severity
Claims Management
The Cincinnati Difference
PPT Slide
The Cincinnati Difference
The Big Picture
Meeting Coordinator
PPT Slide
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