Overview
The 1999 fiscal year was punctuated by many
changes in the financial marketplace. During
the year, Home Federal Bancorp positioned
itself to meet the changing needs of its
customers, communities and shareholders.
Innovative approaches to traditional banking
services kept us competitive and at the top of
our markets. As the decade draws to a close,
we will continue to focus on diversification
and steady growth-while constantly
broadening our horizons.
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