Subsidiaries
  
Subsidiaries
Countrywide Home Loans, Inc.
Angelo R. Mozilo
Chairman of the Board of Directors

Stanford L. Kurland
President and Chief Executive Officer

Administration/Operations
Carlos M. Garcia
Senior Managing Director of Finance
and Chief of Operations


Sidney Lenz
Managing Director, Industry Affairs

Richard S. Lewis
Managing Director, Profitability Enhancement Initiatives

Anne D. McCallion
Managing Director,
Chief Administrative Officer


Sandor E. Samuels
Managing Director, Legal, General Counsel and Secretary

Craig Baingo
Executive Vice President, Strategic & Financial Planning

Robert Barbarowicz
Executive Vice President and Deputy General Counsel

Patrick Benton
Executive Vice President, Administration

Frederick J. Budig
Executive Vice President and Director of Internal Audit

Paul Decoff
Executive Vice President,
Corporate Operations Officer


Jordan D. Dorchuck
Executive Vice President and Deputy General Counsel

Leora Goren
Executive Vice President,
Human Resources


Michael Keating
Executive Vice President, Global Markets

Susan E. Kelsey
Executive Vice President and Deputy General Counsel

Mark Upson
Executive Vice President, Administration

Richard B. Wentz
Executive Vice President, Deputy General Counsel and Chief
Compliance Officer


Randy Willox
Executive Vice President, Global Business Development

Finance
Thomas K. McLaughlir
Managing Director and Chief Financial Officer

Eric P. Sieracki
Managing Director, Corporate Finance

Jeffrey K. Speakes
Managing Director, Risk Management

David J. Bigelow
Executive Vice President, Strategic Planning

Mark E. Elbaum
Executive Vice President, Chief Financial Officer of Mortgage Loan Production

Laura K. Milleman
Executive Vice President and Chief Accounting Officer

Lisa Novacek
Executive Vice President, New Business Development

Jennifer Shiley Sandefur
Executive Vice President and Treasurer

Michael Smith
Executive Vice President, Portfolio Risk Management

Steven Sylvers
Executive Vice President, Taxation

Loan Administration
Thomas H. Boone
Senior Managing Director and Chief of Global Processing

Richard DeLeo
Managing Director and Chief of Domestic Loan Administration

Steve R. Bailey
Executive Vice President, Chief Operations Officer

Dorianne Cotter
Executive Vice President, Loan Administration Systems Development

Rick Hildebrand
Executive Vice President, Bankruptcy, Foreclosure and Real Estate Management

Kevin Leon Meyers
Executive Vice President, Chief Financial Officer


Marketing
Andrew S. Bielanski
Managing Director, Marketing

Stephen Douglass
Executive Vice President, Market Research & Finance

Production and Information Technology

David Sambol
Senior Managing Director and
Chief of Production


Marshall M. Gates
Managing Director, Developing Markets

Richard Jones
Managing Director and Chief Technology Officer

Gregory A. Lumsden
Managing Director, Originations


Paul Abbamonto
Divisional Executive Vice President, Subprime Production, Wholesale Lending Division

Farzad Abolfathi
Executive Vice President, Application Development

Joe D. Anderson
Executive Vice President, Consumer Markets Division

Scott D. Anderson
Executive Vice President, Production Support

G. Richard Bright
Executive Vice President, Product Development and Support

Robert A. Brown
Executive Vice President, Division Consumer Production

Phyllis Bucklew
Executive Vice President, Division Consumer Production, Southeast Division

William S. Cobb, Jr.
Division Executive Vice President,
Information Technology


Mike Cunningham
Executive Vice President, Infrastructure

Todd A. Dal Porto
Executive Vice President, Wholesale Lending Division

David Doyle
Executive Vice President,
Consumer Direct Production


Angel Garcia
Chief Financial Officer and Executive Vice President, Information Technology Finance

Daniel Garcia, Sr.
Executive Vice President, Chief Operating Officer, Information Technology

Tom Halley
Executive Vice President, Division Consumer Production,
Central Division


Joanne B. Hannaman
Executive Vice President,
Consumer Markets Division, Operations


Chuck Hoffmans
Chief Financial Officer, Wholesale Lending Division

Douglas E. Jones
Executive Vice President, Correspondent Lending Division

Mark Kemp
Executive Vice President, Division Consumer Production, Western Division

Michael M. Lamka
Division Executive Vice President,
Wholesale Branch Support


Sam Ourfalian
Executive Vice President, Information Technology

Brian Robinett
Executive Vice President of Production,
Wholesale Lending Division

Jack W. Schakett
Executive Vice President, Chief Operating Officer, Correspondent Lending Division

Omer Simeon
Executive Vice President, Global Servicing Development

Stephen Smith
Executive Vice President and Chief Executive Officer, Consumer Markets Division

Mike Spalter
Executive Vice President, Network/Data Center

Mike Taliaferro
Executive Vice President
and Head of Production, Builder Division
and National Branch System


Peter G. Wyman
Executive Vice President, Consumer Markets Division, Finance and Technology

Secondary Markets

Kevin W. Bartlett
Senior Managing Director and
Chief of Secondary Markets


Nicholas Krsnich
Executive Vice President, Secondary Marketing Trading

David A. Spector
Executive Vice President, Loan Sales

David M. Walker
Executive Vice President, Credit Risk Management

Countrywide
Capital Markets, Inc.
Angelo R. Mozilo
Chairman

Stanford L. Kurland
Vice Chairman

David Sambol
Chief Executive Officer

Ranjit Kripalani
President and Chief Operating Officer

J. Grant Couch, Jr.
Chief Operations Officer

Steven Hively
Executive Vice President,
Chief Financial Officer and Treasurer


Countrywide Asset Management Corporation
David Sambol
President

Michael Schloessman
Executive Vice President

Countrywide
Financial Holding Company, Inc.

Clarence Simmons, III
President and Chief Operating Officer

Countrywide Securities Corporation
Stanford L. Kurland
Chairman

David Sambol
Chief Executive Officer

Ranjit Kripalani
President and Chief Operating Officer

Anand Bhattacharya
Executive Vice President, Fixed Income Strategies

Kirn Campbell
Executive Vice President

J. Grant Couch, Jr.
Executive Vice President and Chief Operations Officer

Nancy DeLiban
Executive Vice President,
Manager Structured Finance Department


Steven Hively
Executive Vice President,
Chief Financial Officer and Treasurer


Alfred MacArthur Humphries
Executive Vice President

Michael Moore
Executive Vice President, Information Technology

Thomas P. O'Hallaron
Executive Vice President

John S. Radtke
Executive Vice President

Michael Schloessmann
Executive Vice President,
Director of Transaction Management


Countrywide Servicing Exchange
Angelo R. Mozilo
Chairman

Stanford L. Kurland
Vice Chairman and Chief Financial Officer

David Sambol
Chief Executive Officer

Ranjit Kripalani
President and Chief Operating Officer

J. Grant Couch, Jr.
Executive Vice President and Chief Operations Officer

Steven Hively
Executive Vice President, Chief Financial Officer and Treasurer

Steven Tannehill
Executive Vice President

Countrywide Field Services Corporation
Thomas H. Boone
Chairman and Chief Executive Officer

Richard DeLeo
Vice Chairman and Chief Operations Officer

Catherine Beaman
President

Thomas Dixon
Executive Vice President





Countrywide
Home Loans Servicing, LP
Angelo R. Mozilo
Chairman

Stanford L. Kurland
President and Chief Executive Officer

Countrywide Insurance Group, Inc.
Stanford L. Kurland
Chairman

Carlos M. Garcia
President and Chief Executive Officer

Nicholaus Lannutti
Chief Financial Officer

Balboa Life and Casualty
Carlos M. Garcia
Chairman

Neal Aton
President and Chief Executive Officer

Andrew Gissenger III
President,
Balboa Institutional Marketing Group


D. David Cissel
Executive Vice President and
Chief Operating Officer


Kristine McKay
Chief Financial Officer

Countrywide Insurance Services, Inc.
Steven D. Phillips
Vice Chairman, President and Chief Executive Officer

DirectNet Insurance Agency, Inc.
Steven D. Phillips
President and Chief Executive Officer

Countrywide International Consulting Services, LLC
Michael Lea
President and Chief Executive Officer

CCM International Limited
David Sambol
Chairman

Ranjit Kripalani
Chief Operating Officer

Countrywide International Technology Holdings, Limited
Thomas H. Boone
Director

CW TechSolutions Limited
Thomas H. Boone
Chairman

Michael Keating
President

Countrywide Realty Partners, Inc.
Richard DeLeo
Chief Executive Officer and President

Kevin Leon Meyers
Executive Vice President

Angela Hess
Chief Financial Officer

Countrywide
Tax Services Corporation
Richard DeLeo
President

Countrywide Warehouse Lending
Stanford L. Kurland
Chairman and President

David Sambol
President and Chief Executive Officer

Steven Hively
Executive Vice President and Chief Financial Officer

J. Grant Couch, Jr.
Executive Vice President

Jack Schakett
Executive Vice President

CTC Real Estate Services
Thomas H. Boone
Chairman and Chief Executive Officer

Richard DeLeo
Vice Chairman

Catherine Beaman
President

Edward Skornik
Executive Vice President

CW Securities Holdings, Inc.
Kevin W. Bartlett
President

Carlos M. Garcia
Chief Financial Officer

Thomas Keith McLaughlin
Executive Vice President

Effmity Financial Corporation
Edward Furash
Chairman and Chief Executive Officer

James Furash
President and Chief Operating Officer

Full Spectrum Lending, Inc.
Gregory A. Lumsden
Chairman

Lloyd Sargeant
Executive Vice President, Sales and Marketing

Global Home Loans Limited
Stanford L. Kurland
Chairman

Trevor Henderson
Chief Executive Officer

LandSafe, Inc.
Marshall M. Gates
Executive Vice Chairman and Chief Executive Officer

Michael Faine
President and Chief Operating Officer

John Mann
Chief Financial Officer

LandSafe Appraisal Services, Inc.
Greg Dennis
President and Chief Operating Officer

LandSafe Credit, Inc.
Brian Hershkowitz
President

LandSafe Flood Determination, Inc.
Marshall M. Gates
Chief Executive Officer

LandSafe Home Inspection Services, Inc.
Marshall M. Gates
Chairman and Chief Executive Officer

LandSafe Title Companies
Kevin Weaver
Executive Vice President

Second Charter Reinsurance Company
Stanford L. Kurland
Chairman

Marshall M. Gates
President