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| THE RYLAND GROUP, INC. & SUBSIDIARIES Corporate and Subsidiary Officers |
| The Ryland Group R. Chad Dreier Timothy J. Geckle Edward W. Gold Clifford R. Caldwell Anne C. Madison Maurice M. Simpkins |
Michael D. Mangan Executive Vice President and Chief Financial Officer David L. Fristoe Bruce N. Haase Kevin B. Higgins |
Ryland Mortgage Company Daniel G.
Schreiner Susan M. Cass Clarence N. Daws Philip M. DeCocco Ann M. Ivester |