(A) Includes cumulative effect of accounting changes of $141.1 ($.47 per basic share; $.45 per
     diluted share).
(B) Earnings before interest expense and taxes as a percent of average total assets.
(C) Excludes the cumulative effect of accounting changes.
(D) Total debt as a percent of the sum of total debt, shareholders’ equity and net non-current deferred
     income tax liabilities.