Slide 3 of 25
Notes:
Here are the key messages we are trying to communicate about our company
We’ve got the franchise we desired
- We’ve worked hard for the past 10 years putting this franchise together
- Over 50 acquisitions during this period … both bank and non-bank
- 18 of the top 25 banks in N.E. from the early 80s are now part of FBF
Growth driven by a customer-centric mindset
- Big strategic change for the company .. From growth driven by acquisitions
- No new big bank deals on the horizon .. strategic “filler” acquisitions are possible
- Great upside potential from the customers we already have
Earnings consistency from a diversified franchise
- We believe strongly in the diversified model
- e.g. capital mkts shortfall offset by growth elsewhere (Int’l, Cons, Coml Fin)
- This model has proven itself over time
Excellent financial capacity, esp. capital & reserves
- Especially critical in today’s slowing economy
- We are rapidly building excess capital