Established Industry-Leading Online Penetration

Total HomeLink Customer Enrollment

% Penetration of Customer Base

20%

Number of Customers (000s)

35%

Consumer Banking

Adding 80,000-100,000 Accounts / Month

50%

Online Customers Very Attractive

• Products per HH

• Avg. Deposit Balance

• Avg. Loan Balance

10

$31M

$9M

HomeLink w/ Q&R

Fleet Deposit Customer

3

$16M

$6M

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