Firstar Corporation
This presentation and corresponding material contain forward looking statements with respect to the financial condition, results of operations and business of Firstar Corporation. These forward looking statements involve certain risks and uncertainties. Factors that may cause actual results to differ materially from those contemplated by such forward looking statements include, among other things, the following possibilities: (i) expected cost savings from recent acquisitions cannot be fully realized or realized within the expected time; (ii) revenues are lower than expected; (iii) competitive pressure among depository institutions increases significantly; (iv) costs of the difficulties related to the integration of the business of recent acquisitions are greater than expected; (v) changes in the interest rate environment reduces interest margins; (vi) general economic conditions, either nationally or in the states in which the combined company will be doing business, are less favorable than expected; (vii) legislation or regulatory requirements or changes adversely affect the business in which the combined company will be engaged; and (viii) changes may occur in the securities market.