4. Is there evidence the “Star model”works in new markets?

Annualized

3Q/1Q Growth

Corporate, Middle Market

Metropolitan & Community

Mercantile Middle Market Net Rev. 25.8%

Mercantile Corporate Net Rev. 46.4

“Old FSR” Metro. & Com. Net Rev. 7.1

Firstar Retail Demand Deposits 6.3

Mercantile Retail Demand Deposits 9.3