Jim Benoski, a CFC director since 2000, will not stand for re-election in May 2010. Jim was president, chief operating officer and chief insurance officer of the company until July 2008. He retired in 2009 after almost 40 years of leadership and service contributing to our respected claims operations. Your company grew and prospered through Jim's inspirational work ethic and leadership. We thank him, as we thank our shareholders who elected him to several consecutive terms.