|
December
31, |
 |
| (dollars
in thousands) |
|
2000 |
|
|
|
1999 |
|
|
| |
|
|
|
|
|
|
|
| Assets |
|
|
|
|
|
|
|
| Cash
and Due from Banks |
$ |
84,166 |
|
|
$ |
90,840 |
|
| Short-Term
Investments |
|
12,378 |
|
|
|
1,759 |
|
| Mortgage
Loans Held for Sale |
|
8,243 |
|
|
|
30,535 |
|
| Securities
Available for Sale |
|
1,876,509 |
|
|
|
1,671,507 |
|
| Loans: |
|
|
|
|
|
|
|
| Consumer |
|
2,026,013 |
|
|
|
2,204,943 |
|
| Commercial
Business |
|
356,041 |
|
|
|
363,059 |
|
| Real
Estate—Construction |
|
265,918 |
|
|
|
151,875 |
|
| Real
Estate—Mortgage |
|
725,799 |
|
|
|
464,242 |
|
|
| Total
Loans |
|
3,373,771 |
|
|
|
3,184,119 |
|
| Less:
Allowance for Loan Losses |
|
40,660 |
|
|
|
39,780 |
|
|
| Net
Loans |
|
3,333,111 |
|
|
|
3,144,339 |
|
|
| Premises
and Equipment, Net |
|
45,805 |
|
|
|
44,277 |
|
| Accrued
Interest Receivable |
|
48,844 |
|
|
|
46,507 |
|
| Other
Assets |
|
95,492 |
|
|
|
64,713 |
|
|
| Total
Assets |
$ |
5,504,548 |
|
|
$ |
5,094,477 |
|
|
| |
|
|
|
|
|
|
|
| Liabilities |
|
|
|
|
|
|
|
| Deposits: |
|
|
|
|
|
|
|
| Noninterest-Bearing |
$ |
327,334 |
|
|
$ |
264,252 |
|
| Interest-Bearing |
|
3,627,436 |
|
|
|
3,544,276 |
|
|
| Total
Deposits |
|
3,954,770 |
|
|
|
3,808,528 |
|
|
| Borrowings |
|
1,122,806 |
|
|
|
928,441 |
|
| Other
Liabilities |
|
43,592 |
|
|
|
43,747 |
|
|
| Total
Liabilities |
|
5,121,168 |
|
|
|
4,780,716 |
|
|
| Corporation-Obligated
Mandatorily Redeemable Trust Preferred Securities |
|
67,969 |
|
|
|
39,162 |
|
|
| |
|
|
|
|
|
|
|
| Stockholders’
Equity |
|
|
|
|
|
|
|
| Common
Stock (Par Value $1.00) Authorized 100,000,000 Shares, Issued 29,708,943 |
|
|
|
|
|
|
|
| and
26,225,752 Shares; at December 31, 2000 and 1999, respectively |
|
29,709 |
|
|
|
26,226 |
|
| Capital
Surplus |
|
251,184 |
|
|
|
203,364 |
|
| Retained
Earnings |
|
109,593 |
|
|
|
102,587 |
|
| Net
Accumulated Other Comprehensive Loss |
|
(10,695 |
) |
|
|
(44,323 |
) |
| Treasury
Stock at Cost—3,861,969 and 693,866 Shares |
|
|
|
|
|
|
|
| at
December 31, 2000 and 1999, respectively |
|
(64,380 |
) |
|
|
(13,255 |
) |
|
| Total
Stockholders’ Equity |
|
315,411 |
|
|
|
274,599 |
|
|
| Total
Liabilities and Stockholders’ Equity |
$ |
5,504,548 |
|
|
$ |
5,094,477 |
|
|
|
