Table of Contents
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Cautionary Note About Forward-Looking Statements
Company Representatives
Business Summary Update
Doug Nickerson - CFO
Financial Highlights
Quarterly Financial Information
Full Year Financial Information
Comparable Store Revenue Growth Rates
Results by Store Groups
Profitability by Store Vintage
Loan Losses as a Percentage of Revenues
Summary Balance Sheets
Summary Cash Flows
Darrin Andersen – President and COO
PPT Slide
PPT Slide
Regulatory – Developments in Key States
Our Growth Opportunities
De Novo Growth
De Novo Pipeline – As of December 31, 2004
2004 Acquisitions
Maintaining our Existing Store Focus
Investment Drivers
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