Expectations for 2001

• EPS Between $1.55 - $1.58 (17% - 19% Growth Over 2000)

• Enrollment Growth in Mid-Single Digits

  • 10 percent same-store in Q3 Year-Over-Year

• Stable Health Plan MCR

• Improving SG&A Ratio

  • Capital Expenditures Focused on Efficiency Initiatives

• Strengthening Capital Structure

• Record Cash Flow From Operations

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