Northeast Marketplace
Population over 20 million in region
50% of the population is concentrated in New York City / Newark
High premiums and favorable pricing environment drive good margins
HMO / POS penetration:
- 35% of Commercial market
- 15% of Medicare market
Major competitors vary by state
- CT: ConnectiCare, Anthem and Oxford
- NY: Oxford, Aetna, HIP, WellChoice and United
- NJ: Aetna, Horizon, Oxford and AmeriHealth