Operating Metrics - How We Did in Q1 2002 vs. Q1 2001
EPS up 20.5 percent to $0.47
EBITDA margin expanded by 70 bps to 4.1 percent
MCR declined by 73 bps to 84.5 percent
SG&A dropped by 60 bps to 13.9 percent
Small group and individual growth continues - up 20.6 percent on a same store basis
PPO and POS now represent over 27 percent of total non-TRICARE enrollment
Same-store enrollment down 2.2 percent due to culling of large group accounts
Debt decline by nearly $128 million and debt-to-capital now stands at 29.8 percent