Goldman Sachs 24th Annual Global Healthcare Conference

6/9/2003


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Table of Contents

Goldman Sachs 24th Annual Global Healthcare Conference

Cautionary Statement

Non-GAAP Statement

Q1 2003 Highlights

Expectations for 2003: Financial Highlights

Focus on California

Discussion Topics

Improving Financial Performance - 2000 to 2002

Commercial Segment Diversification - Q1 2002 to Q1 2003

Commercial Product Diversification - Q1 2002 to Q1 2003

Segment Specific Commercial Market Share

Small Group and Mid-Market Segment

Government Trends

The Key Consumer Issue: Affordability

New Products and Networks

Medical Cost Management

Summary

Goldman Sachs 24th Annual Global Healthcare Conference

Author: RNB Communications