CORPORATE INFORMATION

Registrar & Transfer Agent
Correspondence concerning your account or
address changes should be addressed to:
American Stock Transfer & Trust Co.
40 Wall Street, New York, NY 10005
212.936.5100
Annual 10-K & Quarterly 10-Q Reports
For additional information, or a free copy of the 10-K or 10-Q Report as filed with the Securities & Exchange Commission, please contact:
Director, Shareholder Relations
Universal American Financial Corp.
Six International Drive
Rye Brook, New York 10573-1068
914.934.5200
www.uafc.com


Universal American Financial Corp.

Officers:

Richard A. Barasch
Chairman & Chief Executive Officer


William H. Cushman, CPA
Vice President, Financial Reporting

Gary W. Bryant, CPA
Senior Vice President &
Chief Operating Officer

Joan M. Ferrarone
Secretary

Robert A. Waegelein, CPA
Senior Vice President &
Chief Financial Officer

Directors:

Richard A. Barasch
Chairman


Mark M. Harmeling
Managing Director,
TA Associates Realty

Robert A. Spass
Partner,
Capital Z Partners, L.P.

Bradley E. Cooper
Partner,
Capital Z Partners, L.P.

Bertram Harnett, Esq.
President,
Harnett, Lesnick, & Ripps, PA

Richard A. Veed
Managing Partner,
AAM Capital Partners, L.P.

Susan S. Fleming
Principal,
Capital Z Partners, L.P.

Patrick J. McLaughlin
Managing Director,
Emerald Capital Group

Robert F. Wright
President,
Robert F. Wright Associates, Inc.


American Progressive Life & Health
Insurance Company Of New York

Officers:

Richard A. Barasch
President & Chief Executive Officer

William M. Daly
Vice President, Marketing

Judy M. Borrell
Vice President, Administration
Richard M. Cannone
Vice President, Finance


American Pioneer Life
Insurance Company

Officers:

Gary W. Bryant, CPA
President & Chief Executive
Officer

Jan Cox
Vice President, Underwriting &
New Business

Harold W. Jenkins
Vice President, Marketing

Thomas Thompson
Vice President, Marketing

Donald M. Gray
Senior Vice President, Finance &
Treasurer

David Detmer
Vice President, Information
Processing

John T. Mackin
Vice President, Compliance


Bradley D. Leonard, FSA,
MAAA, CLU, ChFC

Senior Vice President & Chief Actuary

Guy H. Hartman, FALU, FLMI, CLU
Vice President, Underwriting


Frederick Taylor
Vice President, Group
Operations


Insurance Subsidiaries Directors
 
Michael A. Barasch
Partner,
Barasch & McGarry

Michael J. Gough
Partner,
Osler, Hoskin & Harcourt

Douglas J. Hicks
Retired

David F. Bolger
Chief Executive Officer,
Bolger & Co., Inc.

Walter L. Harris
President,
Tanenbaum-Harber Co., Inc.

Jeffrey Laikind
Managing Director,
Shikiar Asset Management

Douglas A. Brunt
Retired


Harry B. Henshel
Vice Chairman,
Bulova Corporation

Gerald Weiner
President,
PennCorp Canada


Pennsylvania Life Insurance Company

Officers:

William E. Wehner, CLU, FLMI
President


Douglas S. VanDam, FSA, MAAA
Senior Vice President & Chief Actuary

Mark White
Vice President, Marketing

George T. Eldridge, Jr.
Senior Vice President, Information
Services

Carl Cochrane, CPA
Vice President, Tax

Pat Zintgraff
Vice President, Information Technology

J. Peter Kusev, J.D.
Senior Vice President, Legal &
Compliance

Russell J. Snyder
Vice President, Agent Services & Payments


PennCorp Life Insurance Company
(Canada)

Officers:

J. Paul Edmondson
President & Chief Executive Officer

Phirozali Vassanji
Vice President, Insurance Operations

Lynn Grenier-Lew, FSA, FCIA, MAAA
Senior Vice President, Finance

Sylvain Goulet, FSA, FCIA, MAAA
Appointed Actuary, Eckler Partners, Ltd.

Roslind Nelles
Vice President, Administration


CHCS Services, Inc.

Officers:

Gary Jacobs
President

Felisse Pinsky, A.R.N.P.
Senior Vice President,
Customer Contact

Patrick Boudreaux
Senior Vice President,
Information Technology

Robert Hulett
Chief Operating Officer

Conner Taylor, CPA
Senior Vice President,
Chief Financial Officer

Larry DeRemus
Senior Vice President, Special Projects

Sue Zimmerman, RN, CCM,
A-CCC, ABAQURP
Senior Vice President,
Chief Operating Officer
of Long Term Care Operations