Operations Summary

2011 First Quarter

Archived: 2010 Annual Report
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Personal Lines

  Three Months Ended March 31,    
    2011   2010   Change
Net premiums written (in billions) $ 3.52 $ 3.39   4%
Net premiums earned (in billions) $ 3.31 $ 3.13   6%
Loss and loss adjustment expense ratio   68.7   69.6   (.9) pts.
Underwriting expense ratio   21.8   21.9   (.1) pts.
Combined ratio   90.5   91.5   (1.0) pts.
Policies in force (in thousands)   11,949.0   11,290.6   6%
             

Commercial Auto

  Three Months Ended March 31,    
    2011   2010   Change
Net premiums written (in billions) $ .38 $ .39   (3)%
Net premiums earned (in billions) $ .36 $ .37   (4)%
Loss and loss adjustment expense ratio   65.7   65.1   .6 pts.
Underwriting expense ratio   22.7   22.9   (.2) pts.
Combined ratio   88.4   88.0   .4 pts.
Policies in force (in thousands)   506.5   510.8   (1)%
             

The Progressive Corporation   6300 Wilson Mills Road   Mayfield Village, Ohio 44143   440.461.5000   progressive.com