Personal Lines
Three Months Ended March 31, | ||||||
2011 | 2010 | Change | ||||
---|---|---|---|---|---|---|
Net premiums written (in billions) | $ | 3.52 | $ | 3.39 | 4% | |
Net premiums earned (in billions) | $ | 3.31 | $ | 3.13 | 6% | |
Loss and loss adjustment expense ratio | 68.7 | 69.6 | ||||
Underwriting expense ratio | 21.8 | 21.9 | ||||
Combined ratio | 90.5 | 91.5 | (1.0) pts. | |||
Policies in force (in thousands) | 11,949.0 | 11,290.6 | 6% | |||
Commercial Auto
Three Months Ended March 31, | ||||||
2011 | 2010 | Change | ||||
---|---|---|---|---|---|---|
Net premiums written (in billions) | $ | .38 | $ | .39 | (3)% | |
Net premiums earned (in billions) | $ | .36 | $ | .37 | (4)% | |
Loss and loss adjustment expense ratio | 65.7 | 65.1 | ||||
Underwriting expense ratio | 22.7 | 22.9 | ||||
Combined ratio | 88.4 | 88.0 | ||||
Policies in force (in thousands) | 506.5 | 510.8 | (1)% | |||