Personal Lines
Six Months Ended June 30, | ||||||
2011 | 2010 | Change | ||||
---|---|---|---|---|---|---|
Net premiums written (in billions) | $ | 6.95 | $ | 6.70 | 4% | |
Net premiums earned (in billions) | $ | 6.66 | $ | 6.34 | 5% | |
Loss and loss adjustment expense ratio | 70.3 | 70.5 | ||||
Underwriting expense ratio | 21.8 | 21.8 | ||||
Combined ratio | 92.1 | 92.3 | (.2) pts. | |||
Policies in force (in thousands) | 12,176.3 | 11,592.3 | 5% | |||
Commercial Auto
Six Months Ended June 30, | ||||||
2011 | 2010 | Change | ||||
---|---|---|---|---|---|---|
Net premiums written (in billions) | $ | .79 | $ | .79 | 0% | |
Net premiums earned (in billions) | $ | .72 | $ | .74 | (3)% | |
Loss and loss adjustment expense ratio | 67.1 | 66.2 | ||||
Underwriting expense ratio | 22.4 | 22.6 | ||||
Combined ratio | 89.5 | 88.8 | ||||
Policies in force (in thousands) | 512.0 | 520.2 | (2)% | |||