Let’s not forget that there are few assurances in business. At Ameritrade, the desire to continually deliver on our commitments is balanced by a duty to act responsibly and maintain the integrity our clients and shareholders demand. Our management understands and strives to honor these requirements, and we’re finding new ways to reach out to clients, regardless of their investment styles. We are offering new educational and informational resources, delivered through Web casts and other forums. At its core, Ameritrade is a technology company. We apply our technology and the Internet to the business of investing. We also realize the importance of a continued investment in innovation. This includes broadening our offerings to include more robust products for our clients across the spectrum, whether they’re an active trader, long-term investor or member of our independent advisor network. We listen to our clients, understand their priorities and tailor technology to fit their needs. As a result, our clients will get an improved experience that directly translates into better value for our shareholders.