Notes to Consolidated Financial Statements



  1. Significant Accounting Policies
  2. Borrowing and Credit Agreements
  3. Leases
  4. Employee Stock Ownership Plan
  5. Stock Incentive Plans
  6. Pension Plans and Other Postretirement Benefits
  7. Income Taxes
  8. Commitments & Contingencies
  9. Business Segments
  10. Business Combinations
  11. Reconciliation of Earnings Per Common Share
  12. Quarterly Financial Information (Unaudited)