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Southwest Bancorporation of Texas, Inc. and Subsidiaries
Notes to Consolidated Financial Statements—
(Continued)

The following table summarizes the carrying values and estimated fair values of financial instruments (all of which are held for purposes other than trading) :

The fair value of the Company’s off-balance sheet instruments was immaterial at December 31, 2000 and 1999.

16. Supplemental Cash Flow Information:

The supplemental cash flow information for the years ended December 31, 2000, 1999, and 1998 is as follows:

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