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Financial Highlights

THIRD QUARTER 2005 FINANCIAL HIGHLIGHTS

Earnings Per Share
  • Net income increased by 17.2% to $25.5 million in the third quarter of 2005, compared with $21.8 million in the third quarter of the prior year.


  • The annualized return on average assets ratio was 1.43% in the third quarter of 2005 and 2004.

Return on Average Equity
  • The annualized return on average equity ratio was 18.97% in the third quarter of 2005 and 2004.


  • The efficiency ratio was 40.15% in the third quarter of 2005, compared with 41.50% in the corresponding quarter of 2004.

  • Total assets increased to $7.34 billion at September 30, 2005, from $6.32 billion at December 31, 2004.

  • Total commercial loans increased to $4.93 billion at September 30, 2005, from $3.90 billion at December 31, 2004
©2005, UCBH Holdings, Inc.
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