Table of Contents
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Forward Looking Statements
Building a World-Class Company
Ideal Business Mix
Focus on the Customer($ in millions, YTD earnings)
Long-Term Business Segment Goal Summary
Long-Term Business Segment Goal Summary
Growth Strategies
ATTRACT Customers…Results This Year
RETAIN Customers...
RETAIN Customers…Results This Year
DEEPEN…Results
Long-Term Business Segment Goal Summary
Consider Our Investing Advantages
Investment Scale: Diversified Asset Base
World-Class Investment Performance
Private Banking Capabilities
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Our Execution Plan to Realize Potential in Investment Management
Long-Term Business Segment Goal Summary
Corporate and Investment Banking Goals
Corporate and Investment Banking Strategy
Industry Sector Momentum in Investment Banking
Rationalizing Corporate Customer Balances($ in billions)
Our Quality & Productivity Plan
Topics of Near-Term Interest
New Risk Management Processes
Diverse Portfolio9/30/01
Geographic Diversity
Managed Consumer Loans and Leases($ in billions)
Managed Commercial Loans($ in billions)
Managed Commercial Real Estate Loans9/30/01
Selected Industries Impacted by September 11th
Nonperforming Asset Flow($ in millions)
Financial Strength
Discipline: Exit Higher Risk Businesses
Discipline: Aggressively Manage Credit Risk
Discipline: New Credit Risk Strategies
Near-Term Outlook
Bank of America Profile
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