Nonperforming Asset Flow($ in millions)
(1) Includes $1.2 billion in subprime loans transferred to held-for-sale.
Beginning Balance $ 6,195 $5,897 $5,457 $4,403 $3,886
CommercialAdditions 793 1,409 1,341 1,982 932Reductions (1,234) (1,276) (991) (1,135) (557)
Net Commercial Change (441) 133 350 847 375
ConsumerAdditions 694 836 819 834 722Reductions (1,925) (1) (671) (729) (627) (580)
Net Consumer Change (1,231) 165 90 207 142
Total Net Change (1,672) 298 440 1,054 517
Ending Balance $4,523 $6,195 $5,897 $5,457 $4,403