2003 Review

1/15/2004

Click here to start

Table of Contents

2004 Strategic Priorities

Financial Summary - 4Q03

Noninterest Expense

Assets Under Management

Net Interest Margin (TE)

Net Charge-Offs to Average Loans

Net Charge-Offs to Average Loansby Loan Type

Allowance to Total Loans

Allowance to NPL

NPAs to Loans and OREO

Commercial Portfolio - Utilization Rate

Strong Dividend Record

Tangible Equity to Tangible Assets

Author: Eric H. Gorze