Average Loans

$37.7 $37.1 $37.1 $36.5 $36.4 $36.5 $36.5 $36.4 $36.1 (4)%

22.0 22.9 24.0 24.6 24.3 24.7 25.2 25.7 25.7 -

3.0 2.5 2.0 1.7 1.4 1.1 0.9 0.8 0.6 (77)

1.1 1.0 0.8 0.7 0.6 0.5 0.4 0.2 0.2 (114)

$ in billions

% change *

4Q03 vs. 3Q03

* Annualized

Commercial

Consumer

Auto

Commercial

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