Long-term debt consisted of the following (in thousands):

                                                                               December 31,
                                                                              2000      1999 

Revolving line of credit, interest at rates ranging from 6.78% to 7.14% 
  at December 31, 2000                                                      $10,000
Other notes payable, uncollateralized, interest at rates ranging 
  from 4.49% to 9.50%                                                         6,623   $ 2,378
Note payable to corporation, collateralized by real estate, 
  interest at 9.0%                                                               13       119
Notes payable to banks, collateralized by property, fixtures and equipment,
  interest at rates ranging from 8.02% to 9.9% at December 31, 1999                       647
                                                                             16,636     3,144
Less current portion                                                          4,958     1,625
Long-term debt                                                              $11,678   $ 1,519

   The Company has an uncollateralized revolving line of credit which permits borrowing up to a maximum of $125,000,000 at 57.5 basis points over the 30, 60, 90 or 180 day London Interbank Offered Rate (LIBOR) (6.20% to 6.56% at December 31, 2000 and 5.82% to 6.13% at December 31, 1999). At December 31, 2000 and 1999, the unused portion of the revolving line of credit was $115,000,000 and $125,000,000, respectively. The line includes a credit facility fee of 17.5 basis points. The agreement was amended in December 2000 to increase the maturity from December 2002 to December 2004.

   The revolving line of credit contains certain restrictions and conditions as defined in the agreement which requires the Company to maintain: net worth of $501,363,000, a fixed charge coverage at a minimum of 3.5 to 1.0, and a maximum total debt to EBITDA ratio of 2.0 to 1.0. At December 31, 2000, the Company was in compliance with all of the above debt covenants.

   The Company has a $15,000,000 uncollateralized line of credit bearing interest at rates ranging from 57.5 to 95 basis points over LIBOR. Approximately $3,110,000 of the line of credit is committed for the issuance of letters of credit.

   The Company has a $7,500,000 uncollateralized line of credit bearing interest at rates ranging from 50 to 75 basis points over LIBOR. Approximately $770,000 of the line of credit is committed for the issuance of letters of credit, $670,000 of which is to collateralize loans made by the bank to certain franchisee's.

   The Company has a $10,000,000 uncollateralized line of credit to support the Company's international operations bearing interest at rates 75 basis points above the three month CD rate. On December 31, 2000, the outstanding balance was approximately $4,323,000.

   The Company is the guarantor of an uncollateralized line of credit which permits borrowing of up to $25,000,000, maturing in March 2002, for one of its franchisees. At December 31, 2000 and 1999, the outstanding balance was approximately $22,470,000 and $19,220,000, respectively. Subsequent to December 31, 2000, the guarantee was increased to $35,000,000.

   The Company is the guarantor of an uncollateralized line of credit which permits borrowing of up to a maximum of $12,000,000, maturing in December 2003, for one of its joint venture partners. At December 31, 2000, the balance on the line of credit was approximately $6,552,000.

   The Company is the guarantor of approximately $9,445,000 of a $68,000,000 note for an unconsolidated affiliate in which the Company has an 22.22% equity interest. At December 31, 2000, the outstanding balance was approximately $65,000,000.

   The aggregate payments of long-term debt outstanding at December 31, 2000, for the next four years subsequent to 2001, are summarized as follows: 2002-$492,000; 2003-$573,000; 2004-$10,354,000; 2005-$259,000.

   The carrying amount of long-term debt approximates fair value.