Surety and Construction is a leading provider of contract surety bonds and construction insurance products, offering seamless service and unmatched expertise for policyholders, agents and brokers.             The St. Paul is No. 1 in surety and construction               As the No. 1 provider of contract surety products in North America and the largest provider of construction insurance in the United States, The St. Paul is uniquely positioned to offer its policyholders, agents and brokers an unmatched combination of experience, service and expertise. Contract surety products provide bid, performance, and payment bonds to a broad spectrum of clients specializing in general contracting, construction and engineering. In 2001, The St. Paul formed the Surety and Construction Group, reflecting the strong growth of The St. Paul’s construction insurance business and the continuing expansion of its surety operations. Among insurance providers, The St. Paul has an innovative structure that links surety and construction insurance under the same management. This structure allows The St. Paul to capitalize on its superior team of surety and construction experts, from underwriters and claim specialists to risk control professionals. The number of surety providers continues to decline, reducing capacity within the marketplace. Amid this decline, The St. Paul’s ability to remain a stable and reliable partner in contract surety and construction has not changed. The St. Paul’s financial strength, reliability, strong customer relationships and commitment to service will help the company maintain and enhance its leadership role within this industry for years to come.