The John Nuveen Company markets its capabilities under three distinct brands: Nuveen, a leader in tax-free investments; Rittenhouse, a premier retail managed account service platform; and Symphony, a leading institutional manager of market-neutral and other investment portfolios.             Nuveen contributes consistent, quality earnings to St. Paul results               The St. Paul’s 77 percent ownership of The John Nuveen Company has produced strong, dependable results year after year. Nuveen, a premier investment management firm, marked its seventh consecutive year of record earnings in 2001. Nuveen’s solid performance under all types of market conditions reflects the stability and quality of its assets, as well as the strength of its relationships with financial advisors to high net worth investors and, increasingly, its institutional clients. At the heart of Nuveen’s success is a disciplined, long-term investment philosophy, supported by an expanding range of investment expertise and premium brands. Nuveen’s category-leading Rittenhouse team sets the standard for consultative sales and service in the rapidly growing retail separate accounts market. Sales of its retail managed accounts increased nearly 40 percent last year. Nuveen is experiencing similar success with its industry-leading syndicated product distribution. Responding to market opportunities, Nuveen raised $4 billion in new municipal closed-end assets last year, representing half of the industry’s total. The recent acquisition of Symphony Asset Management, specialists in institutional alternative investments, adds new expertise in market-neutral investing and enhances Nuveen’s overall investment capability.