NOTES TO CONSOLIDATED FINANCIAL STATEMENTS

DECEMBER 31, 2000, DECEMBER 31, 1999 AND DECEMBER 31, 1998
(DOLLARS IN THOUSANDS, EXCEPT PER SHARE DATA)

Note 15. Subsequent Event

On January 31, 2001 the Company purchased its franchise in Indianapolis, Indiana. The consideration paid included $4,892 in cash, net of cash acquired. The selling shareholders will receive additional cash consideration if certain performance targets are achieved.