We
are positioned to deliver industry-leading account growth when
the market environment improves. Just as important, we are also
positioned to benefit from further industry consolidation, should
it appear advantageous for our clients, shareholders and associates.
Over the course of the next year, our clients and investors will
enjoy the benefits of the merger and the new technology platform
that accompanies it. This platform will unify client activity within
a single website, with easier navigation and usability. It will
enable a wide range of exciting new products and services in the
years ahead. We look forward to delivering a product for investors
interested in greater levels of portfolio diversification.