One of the fastest growing population segments in the U.S. is our core demographic, the Hispanic population. And even though immigration has slowed in recent years as a result of the economy, we still see a tremendous opportunity for growth in this segment. With the recent introduction of our new standard automobile product, we will be able to expand beyond our typical first-generation Hispanic customer and reach the more acculturated Hispanic population who is looking for standard policies with broader coverage. And because of our experience with our more than 385,000 current Hispanic customers and active involvement within the Hispanic community, this new market segment already knows and trusts the Infinity name.