Global Wealth & Investment Management (GWIM) provides comprehensive banking and investment services to more than three million individual and institutional customers. Clients have access to services from three primary businesses: U.S. Trust, Bank of America Private Wealth Management (U.S. Trust); Columbia Management; and Premier Banking & Investments™.

Premier Banking & Investments delivers tailored banking and investment solutions and personalized, priority service to affluent clients with investable assets of more than $100,000. This division includes Premier Banking and Banc of America Investment Services, Inc.^® (BAI), a full-service and online retail brokerage.

U.S. Trust provides integrated wealth management solutions to wealthy individuals with investable assets of more than $3 million. U.S. Trust is one of the leading private banks in the United States and provides credit, deposit, investment and trust services, as well as specialty asset management services.

Columbia Management provides investment management to institutional clients and individual investors. This includes mutual funds, liquidity strategies and separately managed accounts. Columbia mutual funds provide a variety of investment disciplines within equities, fixed income (taxable and nontaxable) and cash (taxable and nontaxable). As of December 31, 2007, GWIM entities managed assets of more than $640 billion.

Clients may also receive products and services from Alternative Investment Solutions (AI Solutions), which gives qualified individual investors and institutions access to hedge funds, private equity funds and tailored investments. Bank of America Retirement & GWIM Client Solutions provides personal and institutional retirement solutions for customers throughout the enterprise, in addition to philanthropic management and other services and products for GWIM clients.