INNOVATION. Ribbon cutting at our new experience-based branches in downtown Houston’s 1 Houston Center and in The Woodlands introduced our visionary new concept of customer-focused branch design, merchandising and service delivery.

ACCOLADES. A nationally recognized survey that measures customers’ perceptions and attitudes toward financial institutions found Southwest Bank of Texas cited among the top five percent of banks in the United States vis-à-vis customer service, responsiveness and value.

CONTRIBUTION. Another year of rewarding work outside our offices and in our community, both corporately and individually. Our philosophy of improving and enabling the communities we serve through our corporate and human resources brings immeasurable rewards to everyone involved. To schools and students. To first-time home buyers. To young businesses. To those who are trying, but can use some help … Southwest Bank of Texas is there.

For Southwest Bank of Texas, our momentum and Banking Ahead philosophy is possible largely because of our solid grounding in—and vigilant stewardship of—banking fundamentals. Fundamentals that have served us for eleven years. Fundamentals we all share.

The Southwest Bank of Texas fundamentals are worth repeating here:

Straightforward, commonsense decision making

Strong customer relationships

State-of-the-art technology

Responsive turnaround

A collective direction

Being guided by these fundamentals allows us to break away from the pack and create the new definition of what banking should be. That’s who we are today. Southwest Bank of Texas. One Bank, Banking Ahead.

Respectfully,

Paul B. Murphy, Jr. Chief Executive Officer & President Walter E. Johnson Chairman of the Board

Walter E. Johnson is the bank’s Founder and Chairman of the Board. Since his banking career began more than 40 years ago in Houston, Johnson has fostered strong business relationships that have passed the test of economic cycles and time. While leading Southwest Bank of Texas to a $3.94 billion level, he has also remained committed to bettering the Houston community, as evidenced in the many civic endeavors Johnson has spearheaded to raise funds for the less fortunate.

Paul B. Murphy, Jr. serves as Chief Executive Officer, President and Director of Southwest Bank of Texas. He has worked with Walter for 20 years, for the past 11 as a co-manager of Southwest Bank. His business development savvy has strengthened the bank’s tremendous regional presence. Like Johnson, Murphy is dedicated to supporting the community through his involvement with several non-profit, civic, health and religious organizations.

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