CONSOLIDATED FINANCIAL HIGHLIGHTS
(dollars in thousands, except per share amounts)

(1)	Excluding merger-related expenses and net losses on the sales of securities, net income available to common shareholders would have been $46,888, or $1.39 per diluted common share, for the year ended December 31, 2000.
(2)	Excluding merger-related expenses and net losses on the sales of securities, net income available to common shareholders would have been $35,675, or $1.08 per diluted common share, for the year ended December 31, 1999.
(3)	Excluding merger-related expenses and net losses on the sales of securities, ROA, ROE and efficiency ratio would have been 1.33%, 18.34% and 60.00% respectively, for the year ended December 31, 2000.

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