AFLAC INCORPORATED
Annual Report for 2001

Financial Highlights
Message from Management
AFLAC Japan
Management's Discussion & Analysis
Glossary & Investor Information

AFLAC's Mission
Interview with CEO
AFLAC U.S.
Financials & Footnotes
Board & Management
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    AFLAC's Mission. :page 2 of 2  
 

The Composition of AFLAC's Market

  JAPAN

What We Sell

Supplemental insurance products, including:
Cancer life
Care
Living benefit life
Medical
Accident

Supplemental insurance riders, including:
Living benefit life
Rider MAX
Rider PACK

Ordinary life insurance products, including:
Term life
Whole life
Fixed annuity

 

Who Buys It

At the worksite:
Employees at 47,000 payroll accounts representing 95% of the companies listed on the Tokyo Stock Exchange, including workers at Fujitsu, Hitachi, Kirin Brewery, Canon, Toyota, and Takashimaya, as well as employees of 243,400 small businesses

At the home:
Individuals seeking specific insurance coverages

 

Who Sells It For Us

More than 52,000 licensed sales associates, representing 2,950 affiliated and independent corporate agencies, 6,890 individual agencies, and the sales force of Dai-ichi Mutual Life

 

Who Else Sells It

American International Group
AXA
Daido
Fukoku
GE Edison
Mitsui Sumitomo Marine
ING
Nippon
Orix
Prudential
Sony
Taiyo
Tokio Marine
Yasuda Fire Himawari
Zurich

 
  U.S.A.

Supplemental insurance products, including:
Accident/disability
Cancer expense
Short-term disability
Intensive care
Hospital indemnity
Long-term care
Specified event
Fixed-benefit dental

Life insurance products, including:
Payroll life

 

At the worksite:
Employees at more than 200,000 payroll accounts, including businesses of all sizes, credit unions, hospitals, school districts, and city and state governments. Customer groups include the city of Atlanta, U.S. Office Products, Winnebago Industries, United Rentals, Genesis Health Ventures, United Parcel Service, the state of Florida, Wal-Mart, and Memorial Hermann Healthcare in Houston

At the home:
Individuals seeking specific
insurance coverages

 

More than 43,000 licensed sales associates, including approximately 13,000 who, on average, produce business every month

 

Aegon N.V.
The Allstate Corporation
American Fidelity
American International Group
Aon Corporation
Conseco, Inc.
GE Capital
National Travelers
Protective Life Corporation
Torchmark Corporation
UnumProvident Corporation
Several regional carriers

 
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