The presentation of the Corporation’s consolidated financial
condition, operating results and selected financial data in this summary annual
report is intended only as a convenient reference. The Corporation’s December
31, 2001, Annual Report on Form 10-K includes, among other items, the audited
consolidated financial statements and notes thereto, the independent auditors’
report, and management’s discussion and analysis of financial condition and results
of operations. The Form 10-K Annual Report also identifies important aspects of
the Corporation’s operations, and the information herein should be read together
with the Form 10-K Annual Report for a complete understanding of the Corporation’s
financial position, results of operations, cash flows and changes in stockholders’
equity. A copy of the Form 10-K Annual Report may be obtained by contacting our
Investor Relations Department.
