BOARD, EXECUTIVE AND SENIOR MANAGEMENT


COMMERCIAL FEDERAL CORPORATION BOARD OF DIRECTORS AND COMMERCIAL FEDERAL BANK BOARD OF DIRECTORS

WILLIAM A. FITZGERALD
Chairman of the Board and
Chief Executive Officer
Commercial Federal Corporation
Omaha, Nebraska

TALTON K. ANDERSON
Chairman
Anderson Automotive Group
Omaha, Nebraska

MICHAEL P. GLINSKY
Private Investor
Denver, Colorado

ROBERT J. HUTCHINSON
President and
Chief Operating Officer
Commercial Federal Corporation
Omaha, Nebraska

ROBERT F. KROHN
Chairman and
Chief Executive Officer
PSI Group, Inc.
Omaha, Nebraska

CARL G. MAMMEL
President
Mammel Foundation
Omaha, Nebraska

JAMES P. O'DONNELL
Executive Vice President,
Chief Financial Officer and
Corporate Secretary
ConAgra Foods, Inc.
Omaha, Nebraska

ROBERT D. TAYLOR
President
Executive AirShare Corporation
Wichita, Kansas

 ALDO J. TESI
President and
Chief Executive Officer
Election Systems and Software
Omaha, Nebraska

JOSEPH J. WHITESlDE
Chairman and
Chief Executive Officer
Homeside Lending, Inc.
Jacksonville, Florida

GEORGE R. ZOFFINGER
President and
Chief Executive Officer
Constellation Capital Corporation
New Brunswick, New Jersey

COMMERCIAL FEDERAL BANK BOARD OF DIRECTORS
 
SHARON G. MARVIN GRIFFIN
Real Estate Consultant
NP Dodge Company
Omaha, Nebraska
 ROBERT S. MILLIGAN
President and
Chief Executive Officer
MI Industries
Lincoln, Nebraska
 MICHAEL T. O'NEIL, M.D.
Orthopedic Surgeon
Private Practice
Omaha, Nebraska

EXECUTIVE OFFICERS
 
 SENIOR OFFICERS  
WILLIAM A. FITZGERALD
Chairman of the Board and
Chief Executive Officer

ROBERT J. HUTCHINSON
President and
Chief Operating Officer

DAVID S. FISHER
Executive Vice President and
Chief Financial Officer
 LAUREN W. KINGRY
Executive Vice President
Commercial Banking

JOHN S. MORRIS
Executive Vice President
Chief Credit Officer

R. HAL BAILEY
Senior Vice President
Construction Lending

RICK A. CAMPBELL
Senior Vice President
Mortgage Operations

WILLIAM TATE FITZGERALD
Senior Vice President
Information Technology

JOSEPH L. FRITZSCHE
Senior Vice President
Human Resources

ROBERT E. GRUWELL
Senior Vice President
Treasurer

ROGER L. LEWIS
Senior Vice President
Corporate Marketing

GARY L. MATTER
Senior Vice President
Controller and Secretary

KEVIN C. PARKS
Senior Vice President
Retail Sales and Services

THOMAS N. PERKINS
Senior Vice President
Strategy and Planning Management

RONALD A. AALSETH
First Vice President
INVEST and Insurance Products

KAREN S. BALDWIN
First Vice President
Alternative Delivery

GARY L. BAUGH
First Vice President
Internal Audit and Compliance

JODI R. BELLER
First Vice President
Special Projects Manager

RONALD P. CHEFFER
First Vice President
Credit Administration

MONTE M. DEERE
First Vice President
Branch Delivery

CHRISTOPHER D. GILL
First Vice President
Distribution Network Planning

JOHN J. GRIFFITH
First Vice President
Community Investment and Investor Relations

SUZANNE E. KIRK
First Vice President
Bank Operations

DANIEL U. MEESE
First Vice President
Commercial Banking - KS/MO

PHILIP J. RANDELL
First Vice President
Commercial Banking - CO

WILLIAM M. TANK JR.
First Vice President
Residential Real Estate Lending

GERALD J. TOMKA
First Vice President
Commercial Banking -NE

DENNIS R. ZIMMERMAN
First Vice President
Technology Services