ur 1999 Financial Highlights tell just part of an important story.

 

Our Core Values

INTEGRITY “Our business is based on trust.” PEOPLE “I make a difference.” SERVICE “Service is our future.” PERFORMANCE “Be the best.”

We’re proud of these numbers and the performance they represent for our investors, our customers and the communities we call home. But the long-term value of FirstMerit’s community-based franchise is what really attracts knowledgeable investors to our financial services company. And with our November listing among the S&P 400, more investors than ever will continue to reap the lasting benefits of a strategic thrust focused on providing value to shareholders through growth from relationship banking.

As we close one millennium and enter another, new forces are reshaping the financial industry landscape, including the Financial Modernization Act, which has opened significant growth opportunities in the brokerage and insurance arenas. 1999 saw FirstMerit continue to demonstrate the foresight, make the commitment, and take the initiative to carry our definitive leadership forward. We made strategic acquisitions and formed key alliances. From our flawless Y2K transition to advanced Internet and service delivery capabilities, we continue to implement and invest in technologies that keep growth paths open.

That’s why, in this Report, some of the leaders who are making FirstMerit a dominant player in one of the nation’s most attractive markets will share the strategic thinking that drives our performance and positions us to keep adding value. When you’ve finished, you’ll understand why we look ahead to 2000 and beyond with confidence.

Your bank - your financial services corporation - is ahead of the curve.

Table of contents

 

Letter to our Shareholders

Management Highlights
Creating Value
Financial Review
Officers and Directors
Back
Next