This year's cover features an AFLAC family - Marty Adams, his wife, Sandra, and their children, Cameron and Rachel. The Adamses live in Clinton, North Carolina, where Marty - who has sold AFLAC insurance since 1987 - is a district sales coordinator, and Sandra is a part-time sales associate. For the Adamses, AFLAC is truly a family affair. Marty's late father, Hallie Adams, was a long-time sales associate, and his mother, Wyonita Adams, still sells for AFLAC. In addition, his sisters, two brothers-in-law, a cousin and an aunt have all been members of AFLAC's sales force.

As sales representatives of AFLAC, the Adamses work daily to make sure their customers' insurance needs are met. And as claimants, they have personal experience with the value that AFLAC's products provide. AFLAC's hospital indemnity and intensive care policies helped pay expenses that major medical insurance didn't cover when both of their children, Cameron, 9, and Rachel, 7, were born prematurely. Since then, the Adamses have also used their AFLAC accident policy. It's clear that for the Adamses, without AFLAC, no insurance is complete.

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