The best way to print the 2000 Annual Report is to download it as a PDF file. To open the PDF file you will need Adobe Acrobat Reader which is available free of charge at www.adobe.com.

Choose the section(s) below that you wish to download:

• Table of Contents/AFLAC's Mission
• Financial Highlights/Message from Management
• Interview With the CEO
• Interview With the Chairman
• AFLAC Japan
• AFLAC U.S.
• Management's Discussion and Analysis
• Selected Financial Data/Consolidated Financial Statements/Notes to the Consolidated Financial Statements
• Glossary
• Investor Information
• Directors and Management/Back Page