Cincinnati Financial Corporation

Printable Reports to Shareholders

Your company offers a series of shareholder communications throughout the year to keep you informed. All past publications are available below. Each piece was accurate at the time it was posted online; please refer to the most recent item for timely information.

Please note that when you choose to Print All from the heading below, you will print all items titled in color, including our 132-page Annual Report on Form 10-K and our 36-page 2008 Shareholder Meeting Notice and Proxy Statement.

You can also request a complete set of printed shareholder materials by contacting Shareholder Services.

Annual and Quarterly Reports to Shareholders – Print All (3000 KB)

2007 Fourth-quarter and Full-year Letter to Shareholders (197 KB .pdf)

This message from our chairman and our president includes recent news releases about financial results announced February 6 and actions taken by the board of directors at its February 1 meeting. The Cincinnati Experience, a profile of our operating philosophy, accompanies this letter.

The Cincinnati Experience (472 KB .pdf)

The Cincinnati Insurance Company, Cincinnati Financial Corporation's lead subsidiary, ranks among the top 25 U.S. property casualty insurer groups based on net written premiums. In The Cincinnati Experience, you'll read about how our relationship-based approach creates value and loyalty, supporting premium growth.

2007 Annual Report on Form 10-K (1483 KB .pdf)

The Annual Report on Form 10-K is a detailed document published by every publicly traded company as required by the U.S. Securities and Exchange Commission. In our report, we describe your company's operations, its results and trends, along with supporting data, discussions, audited financial statements and accompanying notes.

2008 Shareholder Meeting Notice and Proxy Statement (238 KB .pdf)

This statement informs you of items requiring shareholder action at the 2008 Annual Meeting of Shareholders on May 3, 2008. It identifies board members, detailing director and executive officer compensation and board activities. Notice cards, mailed in March, tell how to easily obtain the Proxy Statement and vote.

Chairman and President's Letter (452 KB .pdf)

Accompanying the Proxy Statement are the 2007 condensed balance sheets and income statements, six years of financial data and an annual message from our chairman and our president. Their letter presents management's perspectives on your company's 2007 performance and trends that may affect performance in 2008 and beyond.

First-quarter 2008 Letter to Shareholders (184 KB .pdf)

This message from our chairman and our president includes recent news releases about financial results announced April 30, results of shareholder votes at the 2008 Annual Meeting of Shareholders and actions of the board at its May meeting. For additional details, see our Quarterly Report on Form 10-Q, filed with the SEC by May 12, 2008.

Second-quarter 2008 Letter to Shareholders (290 KB .pdf)

This executive perspective includes our August 6 news release with financial results. For additional details, see our Quarterly Report on Form 10-Q, filed with the SEC by August 11, 2008.

Third-quarter 2008 Letter to Shareholders (164 KB .pdf)

This executive perspective includes our October 29 news release with financial results. For additional details, see our Quarterly Report on Form 10-Q, filed with the SEC by November 10, 2008.