Cincinnati Financial Corporation

2009 First-quarter Letter to Shareholders

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Inside Cincinnati
Since our last Letter to Shareholders, these associates merited promotions:

Bond & Executive Risk
Senior Underwriter Managers — Scott Boden, AFSB;
Steve Dorr

Field Underwriter — Steve Davis

Senior Underwriters — Patrick Demmer; Yelana Muzyka; Brian Schmittou

Commercial Lines
Underwriting Manager — Steve Fisher

Associate Territory Manager — Rick Chambers, CPCU, AU

Chief Underwriting Specialists — Angela Burns; Cindi
Hollerbach; Tracey Jones, AIM, API, AU; Chris
Medinger, CPCU, AIM, AIS, AU; Meg Patrick; Barb
Randolph, AIS; Linda Witteride

Underwriting Superintendents — Andrea Blackmon, AIS;
Bill Broxterman; Krista Franchini, AIS, AU;
Jessica French, AIM, AIS; Amber Fry; Kerry Grever, AU;
Karen Groh, CPCU, AIM, AIT, APA, API, AU;
Joseph Harvey, AU; William Lecky; Jesse Neumann, AIM,
AIS, AU; Tricia Welsh, AU

Underwriting Specialists — Rob Baker; David Brehm;
Brian Bunn, CPCU; Julie Caplinger, AU; Ben Case, AU;
Michele Cheek; Sam Hacker; Jill Heil; Michael Huwel, API;
Christina Meyer, CPCU; Dawn Mussig, API;
Cindy Prising; Brian Reisert; Dwayne Stephens;
Chris Stufft

Senior Underwriters — Justin Alig; Heather Coddington;
Kara Cox; Annamarie Cronin; Dan Guarasci;
Jeff Harting, AU; Carrie Johnson; Chris Lewis, AIM,
ARe, AU; Jayson Scott; Tina Spille; Miriam Stetz;
Heidi Ziegler

Corporate Accounting
Senior Supervising Accountant — Quimberly Winstead

Senior Accounting Analyst-Support — Jeff Pater

Cincinnati Life Insurance
Manager; Life Policy Issue — Pamela Wilson

Supervisor; Life Field Services — Colleen Trout, ACS, AIAA

Cincinnati Specialty Underwriters
Underwriting Managers — Dawn Chapel, CPCU, APA, ARe, AU; Mike Luebbe, CPCU, AIM

Field Claims
Regional Field Claims Managers — Bruno Bischoff, CPCU,
AIM; Paul Bush, CPCU, AIC, AIM

Field Claims Manager — Todd Dowdy, AIC, AIM

Field Claims Superintendents — Tom Busch, CPCU, AIC,
AIM; Mike Fischer; Drew Gallagher, AIC; Tom
Karenbauer, AIC, AIM; Dan May, AIC; Brant Merrill,
AIC; Rex Pynos, CPCU, AIC; Mary Sorrentino, AIC

Senior Claims Representatives — Bruce Countryman, AIC,
ARM; Andy Eminger, AIC; Erick Hill, AIC;
Kevin Johnson, AIC; Paul Jurkowski, AIC, ARM;
Michelle Parsons; Tom Saineghi, AIC; Gary Scavone;
Stuart Sheetz, AIC; John Wagoner, AIC;
Tanya Woodard, CPCU, AIC, AIM, API

Senior Claims Specialists — Brett Sadler, AIC; Al Stazio,
AIC; Scott Vest, AIC; Kathryn Wood, AIC
Claims Specialists — Jared Biro; John Gregory, AIC;
Wayne McKinney; Laura Vanuch, AIC; Matt Ward

Headquarters Claims
Associate Manager; Casualty Claims — Randy Mitchell, AIC

Associate Manager; Executive Risk Claims — Darren Rutledge,
CPCU, AIC

Superintendents; Casualty Claims — Jim Brown, CPCU;
Ron Morrison

Superintendent; Environmental Claims — Brooke Schubert,
CPCU, AIC, AIM, ARM

Associate Superintendent; Bond Claims— Mike Sams, AIC

Associate Superintendent; Operations — Steve Horsley, AIC, AIM

Associate Superintendent; Property Claims — Bruce Graham
Information Technology
Application Architect — Phillis Engled

Business Analyst — Michael Strange

Group Manager — Joe Harter, AIS

Infrastructure Architect — Keith Schaechterle

Programmers — Robert Bradley, Jr.; Denise Proffit

Senior Analyst — Eric Englert, AIT

Senior Group Manager — Che'ree Sheffield

Senior Programmer Analysts — Erica Ostendorf; John Sutor

Senior Systems Analyst — Kathy Fitzgerald

Systems Administrator; Network Analyst — Jesse Mielke

Systems Analysts — Brian Ante; Myra Bates; Chris Onkst

Systems Engineers — Denita Carter; Vern Click; Jim House

Team Leaders — Laurie Brown; Tim Dorr

Learning & Development
Learning Consultant — Marc Brown

Machinery & Equipment Specialties Field
Senior Machinery & Equipment Specialist — Matt Frank

Personal Lines
Billing Manager — Cheri Tuerck, API

Underwriting Superintendents — Christy Bedford;
Paul Beeber; Tom Bier, CPCU, AIM, API;
Eric Borg, CPCU, AIM, API; Mark Huelsman, API; Jason Lewis

Underwriting Specialists — Chris Bedford, API;
Jeff Poe, CPCU, API; Don Rigney III, API

Senior Underwriters — Rena Cooper; Misty Fraley, AIM,
API; Ben Miller; Andrew Patterson, API

Premium Audit Field
Senior Field Auditor — Ann Erickson

Sales Field
Senior Regional Director — LeAnn Gregory, CPCU, CIC

Regional Director — Jim Lay, CPCU, CIC

Shareholder Services
Senior Shareholder Services Analyst — Erika Engelkamp

Special Investigations Field
Supervisor — Dane Cramer

Associate Superintendent — Kevin Green



Professional Development and Awards

We encourage and reward associates who continue their professional insurance education, earning credentials by meeting high academic, ethical and length-of-experience standards. Congratulations to the following associates who completed a series of courses to earn a designation: Jason Engel, Chartered Property Casualty Underwriter (CPCU); Scott Hintze, Tracy Reese and Robert Young, Certified Risk Manager (CRM); and Deborah Naegele, Chartered Life Underwriter (CLU).

The ABC Award recognizes exemplary productivity, service and quality in exceptional associates. The ABC Award committee recently granted the quarterly Above and Beyond the Call (ABC) award to Bill Mallard, senior business analyst, IT Project & Request Management.

Public Responsibility

In response to recent economic issues, public policymakers continue to offer ideas on the proper role of government in the regulation of banking, investments, insurance and other financial services. New ideas range from systemic risk regulation to complete “re-regulation” of the financial services industry. These developments have rekindled the debate over the future of state insurance regulation versus federal regulation. As Congress and the president consider these proposals, we ask them to keep these points in mind:

  • Policyholder risks and coverage needs vary from state to state because of diverse geographic, legal, climatic and economic conditions. State regulators are in the best position to respond with regulations and insurance products that consider this diversity.
  • Proposals that grant insurers the option to choose a federal regulator create a system of regulatory arbitrage under which insurers can avoid regulation, reducing policyholder safety and consumer protection.

 



This report contains forward-looking statements that involve potential risks and uncertainties. For factors that could cause results to differ materially from those discussed, please see the most recent edition of our safe harbor statement under the Private Securities Litigation Reform Act of 1995. To view or print the edition in effect as of this report's initial publication date, please view this document as a printable PDF.