U.S. Bancorp, headquartered in Minneapolis, is the 8th largest financial services holding company in the United States
with total assets exceeding $189 billion at year-end 2003.
Through U.S. BankŪ and other subsidiaries, U.S. Bancorp serves 11.6 million customers, primarily through 2,243
full-service branch offices in 24 states. Customers also access their accounts and conduct all or part of their banking
transactions through 4,425 U.S. Bank ATMs, U.S. Bank Internet Banking and telephone banking. In addition, a network
of specialized U.S. Bancorp offices and representatives across the nation serves customers inside and outside our 24-state
footprint through comprehensive product sets that meet the financial needs of customers beyond basic core banking.
Backed by expertise and advanced technology, these sophisticated U.S. Bancorp products and services include large
corporate services, payment services, private banking, personal and institutional trust services, corporate trust services,
specialized large-scale government banking services, mortgage, commercial credit vehicles, and financial and asset
management services.
Major lines of business provided by U.S. Bancorp through U.S. Bank and other subsidiaries include Consumer Banking;
Payment Services; Private Client, Trust & Asset Management; and Wholesale Banking. U.S. Bank is home of the exclusive
U.S. Bank Five Star Service Guarantee.
U.S. BANCORP AT A GLANCE
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| Ranking |
8th largest bank in the U.S. |
| Asset size |
$189 billion |
| Deposits |
$119 billion |
| Loans |
$118 billion |
| Earnings per share (diluted) |
$1.93 |
| Return on average assets |
1.99% |
| Tangible common equity |
6.5% |
| Efficiency ratio |
45.6% |
| Customers |
11.6 million |
| Primary banking region |
24 states |
| Bank branches |
2,243 |
| ATMs |
4,425 |
| NYSE |
USB |
At year-end 2003 |
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