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Notes to Consolidated Financial Statements
Thousands of dollars, except per-share amounts and numbers of shares


   Index   
Note		 Subject
  1      Summary of Significant Accounting Policies
  2   Accounting Changes
  3   Employee Stock Ownership Plan/Savings Incentive Plan
  4   Benefit Plans
  5   Special Charges
  6   Acquisitions
  7   Income Taxes
  8   Supplemental Financial Information
  9   Debt
  10   Financial Instruments
  11   Shareholders’ Equity
  12   Other Comprehensive Income (Loss)
  13   Commitments and Contingencies
  14   Stock Plans
  15   Earnings Per Share
  16   Segment Data





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