Directors

Stuart B. Burgdoerfer
Executive Vice President and Chief Financial Officer, Limited Brands, Inc. (retailing) Audit Committee Member, Independent Director

Charles A. Davis
Chief Executive Officer, Stone Point Capital LLC (private equity investing) Investment and Capital Committee Member, Nominating and Governance Committee Member, Independent Director

Roger N. Farah
President and Chief Operating Officer, Polo Ralph Lauren Corporation (lifestyle products) Compensation Committee Member, Independent Director

Lawton W. Fitt
Corporate Director, various companies, and Retired Partner, Goldman Sachs Group (financial services) Investment and Capital Committee Member, Independent Director

Stephen R. Hardis
Non-Executive Chairman of the Board, Marsh & McLennan Companies, Inc. (financial services) Investment and Capital Committee Member, Executive Committee Member, Nominating and Governance Committee Member, Independent Director

Bernadine P. Healy, M.D.
Health Editor and Medical Columnist, U.S. News & World Report (publishing) Audit Committee Member, Independent Director

Abby F. Kohnstamm
President and Chief Executive Officer, Abby F. Kohnstamm & Associates, Inc. (marketing consulting) Audit Committee Member, Independent Director

Peter B. Lewis
Chairman of the Board (non-executive) Executive Committee Member, Investment and Capital Committee Member, Independent Director

Norman S. Matthews
Consultant, former President, Federated Department Stores, Inc. (retailing) Compensation Committee Member, Nominating and Governance Committee Member, Independent Director

Patrick H. Nettles, Ph.D.
Executive Chairman, Ciena Corporation (telecommunications) Audit Committee Member, Independent Director

Glenn M. Renwick
President and Chief Executive Officer Executive Committee Member

Bradley T. Sheares, Ph.D.
Former Chief Executive Officer, Reliant Pharmaceuticals, Inc. (pharmaceuticals) Compensation Committee Member, Independent Director

Corporate Officers

Glenn M. Renwick
President and Chief Executive Officer

Brian C. Domeck
Vice President and Chief Financial Officer

Charles E. Jarrett
Vice President, Secretary, and Chief Legal Officer

Thomas A. King
Vice President and Treasurer

Jeffrey W. Basch
Vice President and Chief Accounting Officer

Mariann Wojtkun Marshall
Assistant Secretary

Peter B. Lewis
Chairman of the Board (non-executive)

Other Executive Officers

John A. Barbagallo
Commercial Lines Group President

William M. Cody
Chief Investment Officer

Susan Patricia Griffith
Claims Group President

Valerie Krasowski
Chief Human Resource Officer

John P. Sauerland
Personal Lines Group President

Raymond M. Voelker
Chief Information Officer

Principal Office

The Progressive Corporation
6300 Wilson Mills Road
Mayfield Village, Ohio 44143
440-461-5000
progressive.com

24-Hour Insurance Quotes, Claims Reporting, and Customer Service

  Personal autos, motorcycles,
and recreational vehicles
Commercial autos/trucks

To Receive a Quote

1-800-PROGRESSIVE (1-800-776-4737)
progressive.com
1-888-806-9598
progressivecommercial.com

To Report a Claim

1-800-274-4499
progressive.com1
1-800-274-4499

For Customer Service:

If you bought your policy through an independent agent or broker
1-800-925-2886
(1-800-300-3693 in California)
progressiveagent.com
1-800-444-4487
progressivecommercial.com
If you bought your policy directly through Progressive online or by phone 1-800-PROGRESSIVE (1-800-776-4737)
progressive.com
1-800-444-4487
progressivecommercial.com
If you have a complaint or concern regarding any claim handling or other claims-related issue2 1-800-274-4641
e-mail: claims@email.progressive.com
1-800-274-4641
e-mail: claims@email.progressive.com

1) Claims reporting via the Web site is currently only available for personal auto policies.

2) Any policyholder, claimant, or other interested party who has any complaint or concern regarding any claim handling or other claims-related issue may report such claim using the contact information above. The complaint or concern will be promptly forwarded to the appropriate management personnel in our claims organization for review and response.

Shareholder / Investor Relations

Progressive does not maintain a mailing list for distribution of shareholders' reports.  To view Progressive’s publicly filed documents, shareholders can access our Web site: progressive.com/sec. To view our earnings and other releases, access progressive.com/investors.

To request copies of Progressive’s publicly filed documents free of charge, write to: The Progressive Corporation, Investor Relations, 6300 Wilson Mills Road, Box W33, Mayfield Village, Ohio 44143, e-mail: investor_relations@progressive.com or call: 440-395-2258.

For financial-related information, call: 440-395-2222 or e-mail: investor_relations@progressive.com.

For all other Company information, call: 440-461-5000 or e-mail: webmaster@progressive.com.

Transfer Agent and Registrar

Registered Shareholders: If your Progressive shares are registered in your name, contact American Stock Transfer & Trust Company regarding questions or changes to your account: write to American Stock Transfer & Trust Company, Attn: Operations Center, 6201 15th Avenue, Brooklyn, NY 11219; phone: 1-866-709-7695; e-mail: info@amstock.com; or visit their Web site at: www.amstock.com.

Beneficial Shareholders: If your Progressive shares are held in a brokerage or other financial institution account, contact your broker or financial institution directly regarding questions or changes to your account.

Contact Non-Management Directors

Interested parties have the ability to contact the non-management directors as a group by sending a written communication clearly addressed to the non-management directors and sent to any of the following:

Peter B. Lewis
Chairman of the Board
The Progressive Corporation
6300 Wilson Mills Road
Mayfield Village, Ohio 44143
e-mail: peter_lewis@progressive.com

Charles E. Jarrett
Secretary
The Progressive Corporation
6300 Wilson Mills Road
Mayfield Village, Ohio 44143
e-mail: chuck_jarrett@progressive.com

The recipient will forward communications so received to the non-management directors.

Accounting Complaint Procedure

Any employee or other interested party with a complaint or concern regarding accounting, internal accounting controls, or auditing matters relating to Progressive may report such complaint or concern directly to the Chairman of the Audit Committee, as follows: Patrick H. Nettles, Chairman of the Audit Committee, patrick_nettles@progressive.com.

Any such complaint or concern also may be reported anonymously over the following toll-free Alert Line: 1-800-683-3604 or online at www.progressivealertline.com. Progressive will not retaliate against any individual by reason of his or her having made such a complaint or reported such a concern in good faith. View the complete procedures at progressive.com/governance.

Whistleblower Protections

Progressive will not retaliate against any officer or employee of Progressive because of any lawful act done by the employee to provide information or otherwise assist in investigations regarding conduct that the employee reasonably believes to be a violation of Federal securities laws or of any rule or regulation of the Securities and Exchange Commission or Federal securities laws relating to fraud against shareholders.  View the complete Whistleblower Protections at progressive.com/governance.

Corporate Governance

Progressive’s Corporate Governance Guidelines and Board Committee Charters are available at: progressive.com/governance.

Annual Meeting

The Annual Meeting of Shareholders will be held at the offices of The Progressive Corporation, 6671 Beta Drive, Mayfield Village, Ohio 44143 on April 23, 2010, at 10 a.m. eastern time. There were 3,794 shareholders of record on December 31, 2009.

Common Shares

The Progressive Corporation’s common shares (symbol PGR) are traded on the New York Stock Exchange. Progressive currently has an annual variable dividend policy. We expect the Board to declare the next annual variable dividend, subject to policy limitations, in December 2010, with a record date in January 2011 and payment shortly thereafter. A complete description of our annual variable dividend policy can be found at: progressive.com/dividend.

Counsel

Baker & Hostetler LLP, Cleveland, Ohio

Charitable Contributions

Progressive contributes annually to The Progressive Insurance Foundation, which provides: (i) financial support to the Insurance Institute for Highway Safety to further its work in reducing the human trauma and economic costs of auto accidents, and (ii) matching funds to eligible 501(c)(3) charitable organizations to which Progressive employees contribute.

Social Responsibility

Progressive uses an interactive online format to communicate our social responsibility efforts. This report can be found at: progressive.com/socialresponsibility.

Registered Trademark

Net Promoter® is a registered trademark of Satmetrix Systems, Inc.

Online Annual Report and Proxy Statement

We have posted copies of our 2010 Proxy Statement and 2009 Annual Report to Shareholders, in a "PDF" format, at: progressiveproxy.com.

The Progressive Corporation   6300 Wilson Mills Road   Mayfield Village, Ohio 44143   440.461.5000   progressive.com