Personal Lines

  Nine Months Ended September 30,    
    2011   2010   Change
Net premiums written (in billions) $ 10.44 $ 10.06   4%
Net premiums earned (in billions) $ 10.03 $ 9.57   5%
Loss and loss adjustment expense ratio   71.3   70.8   .5 pts.
Underwriting expense ratio   21.8   22.0   (.2) pts.
Combined ratio   93.1   92.8   .3 pts.
Policies in force (in thousands)   12,251.0   11,694.5   5%
             

Commercial Auto

  Nine Months Ended September 30,    
    2011   2010   Change
Net premiums written (in billions) $ 1.17 $ 1.13   3%
Net premiums earned (in billions) $ 1.09 $ 1.11   (2)%
Loss and loss adjustment expense ratio   69.3   65.0   4.3 pts.
Underwriting expense ratio   22.1   22.5   (.4) pts.
Combined ratio   91.4   87.5   3.9 pts.
Policies in force (in thousands)   513.8   518.4   (1)%
             

The Progressive Corporation   6300 Wilson Mills Road   Mayfield Village, Ohio 44143   440.461.5000   progressive.com