Personal Lines
Nine Months Ended September 30, | ||||||
2011 | 2010 | Change | ||||
---|---|---|---|---|---|---|
Net premiums written (in billions) | $ | 10.44 | $ | 10.06 | 4% | |
Net premiums earned (in billions) | $ | 10.03 | $ | 9.57 | 5% | |
Loss and loss adjustment expense ratio | 71.3 | 70.8 | ||||
Underwriting expense ratio | 21.8 | 22.0 | ||||
Combined ratio | 93.1 | 92.8 | .3 pts. | |||
Policies in force (in thousands) | 12,251.0 | 11,694.5 | 5% | |||
Commercial Auto
Nine Months Ended September 30, | ||||||
2011 | 2010 | Change | ||||
---|---|---|---|---|---|---|
Net premiums written (in billions) | $ | 1.17 | $ | 1.13 | 3% | |
Net premiums earned (in billions) | $ | 1.09 | $ | 1.11 | (2)% | |
Loss and loss adjustment expense ratio | 69.3 | 65.0 | ||||
Underwriting expense ratio | 22.1 | 22.5 | ||||
Combined ratio | 91.4 | 87.5 | ||||
Policies in force (in thousands) | 513.8 | 518.4 | (1)% | |||